Great question. We use your credit card to do three things:

1. Allow you to redeem Claim rewards seamlessly

When you’re at the checkout, you just pay with your linked card. No QR codes to scan, no codes to type in, and no need to explain anything at the register. You just swipe your card and we’ll pay you back.

2. Detect when you buy something at a specific brand

We’re only able to pay you back once you’ve securely shared your card information with us via Plaid. When you use your card to redeem a Claim, our system gets a notification with the transaction, then you get a Venmo — like magic.

3. Understand your favorite brands

Our goal is to help you and your friends find your new favorite things and explore the world around you. Brands sponsor rewards on Claim because they know they’re getting great new customers. By understanding your favorite brands, we can better pair you with you cash back rewards you'll actually want and match you with new spots you’ll love.

Here’s one thing we don’t use your card for: We’ll never sell your personal information.

We use industry-leading security software like Plaid to make sure your information stays safe and anonymous, and we do not let anyone see where you personally shopped.

Here's Our Data Promise, and to learn more about Claim and our mission, check out our blog.